Really? I always assumed that bitcoin would follow pretty much the same path as currency on its way to mainstream adoption (mainstream adoption being more or less a prerequisite of any currency). Banks, loans and mortgages don't exist because of some massive conspiracy, they exist because they are necessary. And they are just as necessary in bitcoins as in any other form of exchange.
yeah i mean the point of Bitcoin is that it's decentralized…on a technical level that's not going to change. also another huge point is that it's natively digital which enables tons of shit. whatever, coinbase is awesome
In what way are Bitcoins "natively digital" that dollars aren't? The vast majority of USD exists only in digital form that is convertible upon request to paper and metal trinkets.
The reason some banks take so long to do transfers is not because USD is somehow analog, it's for institutional reasons that are entirely rectifiable - which is why it's not true of all banks or often, true outside the US.
