Oh, that's true. Still, I think the wager is too scary for most people to accept for large values of n. Even if I set n=1M and have 10M when I'm 55, gaining the extra 10 million will make significantly less of a difference to my life than losing all but $5k will.

that's the point of the study

Dfranke, adhering to the constraints given shouldn't the correct answer should be a very large negative value for n? There's no upside to increasing the value of n; you're only putting yourself further at risk.

I'm asking the maximum value of n you could be offered such that you would still accept.