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If you ever use UPI, your opinion will definitely change, the scale of payment transactions UPI handles in a day, and how much penetration it has. And how easy it is to setup or use. Like I mentioned in another comment, I am from India but have been living in US for last 2 years, so my comments are not from ignorance of US payment methods.


I'm not talking about person to person payment methods though. The existing ones we have are mostly used for daily payouts for eg Uber drivers.




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