I intend to work very hard at study and the pet project. I'm not sure if I'm procrastinating, but I'm certain it's not to avoid hard work. It's doing something half heartedly that kills me. These particular learning topics, and this particular project, are things I've been feeling strongly for doing for a long time, and I want to get them behind me so I can be full hearted at whatever I do next.

As for the time, as I said in other reply I feel I'm more limited by age than cash.

Thanks for the feedback!